Rising Micromobility Trends: Why E-Bike and Scooter Riders Need Better Insurance

As micromobility options like electric bicycles and motorized scooters surge in popularity, a critical insurance gap threatens rider safety and security in urban transportation.

• The 2023 Shared Micromobility Report revealed that riders in the U.S. and Canada took a record 157 million trips, highlighting the growing demand for electric bicycles and motorized scooters.
• Despite the boom in micromobility usage, most traditional insurance policies do not adequately cover accidents involving electric bicycles and motorized scooters, leaving riders vulnerable.
• Organizations are advocating for tailored insurance solutions for micromobility users, emphasizing the need for policies that encompass unique risks associated with scooters (motorcycle) and other e-vehicles.